Exclusive Service for Wholesalers & Strategic Real Estate Investors
Our Capital Partners Fund Your Deals Fast - No credit score required
Earnest Money Deposit - Use our EMD funds while your capital is tied up
Double Close - Up to $100M in funds to wholesale within regulations and retain assignment fee confidentiality
Stack Method - Up to $1M for Seller Carry Back funding for downpayment and closing costs
Ask about our Stack Method Concierge Program with contracts and lenders to fit your deal, reliable funding, and closing with a net $0 out-of-pocket.
KMiller Funds - Escrow Funding Partner

Quick, reliable and hassle-free funding when you need it. KMiller Funds specializes in Quick EMD helping real estate investors secure deals with confidence. With streamlined systems built on trust and transparency, we make closing easy.
Let's talk before you need the funds so you can use our EMD addendum.
At KMiller Funds, we fund the A-B side of your Double Close so you can complete the deal with confidence.
Our team works closely with you and title to ensure everything is aligned, clear, and ready to go...No confusion, just Reliable Funding.
Let's talk before you write your contracts so the deal will align with our processes.
At KMiller Funds, we help real estate investors close Stack Method (aka Morby) deals by funding the seller carry back of downpayment and closing costs utilizing our concierge team.
We bring clarity to the process, work directly with your team, and keep things moving so you can close smoothly and confidently.
Let's talk soon to set you up for success.
How much do you charge?
We charge 5% up-front return for EMD (up to 30 days) with an additional 20% fee when it closes. Double close funding starts at 1.5%. These numbers can change depending on duration of the deal and risks involved. Seller carry-back funding starts at 2.5% for the added work. Submit your deal for a quick, no charge, confidential submission!
Are there any up-front fees?
For EMD, we charge the 5% fee up front to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. This is significantly lower than what most people charge when a deal closes, so if you're confident in your deal you'll save lots of capital.
What qualifies as double closing?
A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the wholesaler (investor), and the end buyer.
Here's how it works:
First Transaction: The investor agrees to purchase the property from the original seller.
Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.
During a double closing, the investor typically uses transactional funding (our services) to close the first transaction. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.
A stack method deal otherwise known as a seller carry-back occurs when the buyer gets a new loan to purchase a property, and then comes to an agreement with the seller for them to finance the down-payment behind the loan.
If your deal matches this structure and your lender approves, we will fund the down-payment for the first transaction until it is replaced with the money the seller is willing to finance to you after the purchase as agreed.
Simply submit your Letter of Intent signed by the Seller and yourself to get started!
Can you fund EMD for end buyers?
We can fund EMD for end buyers if you and the seller sign an addendum making the inspection period go through the close of escrow. All details will be sent when your deal is submitted.
We will fund up to $100k on EMD (or more on a case by case basis) and $100M for double closings. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!
We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.
If an EMD deal does not close, we just have the EMD sent back. Your only cost would be the up front fee and nothing else.
For double closing and seller carry-backs there would be no charge since we don't fund until closing.
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